Originally posted on November 11, 2013 and updated in 2019 by Don

Personal Loans Online in California – Quick Approval – Good or Bad Credit is OK!

Consumers in California can quickly apply for a signature loan from $1000 to $35,000 or more online. From some of the areas top lenders, these online signature loans can generally be deposited into your bank account quickly. Our lenders work with borrowers with bad credit histories, previous bankruptcies, credit card debts and more! Personal loans can help with medical bills, debt consolidation, unexpected expenses such as car repairs and medical bills. If your credit score is Good or Bad, we likely can get you connected with a lender who can help! Loans from $1000 to $35,000 from top web-based lenders, easy online application. Our Lenders are offering loans for consumers in Anaheim, Burbank, Long Beach, Oakland, Sacramento and all throughout California! Review more details and find the perfect signature loan for your goals and financial situation.

Online Signature Loans from $1000 to $35,000 in CA

Innovative Finance is one of the premier portals to help connect borrowers in California with banks, credit unions, direct and online lenders to review both collateral and non-collateral based loans. The popularity of signature loans is based on the concept of a quick and convenient loan, without the hassles of dealing with big banks and tons of paperwork. Not every consumer needs a quick or short-term loan, sometimes the best option is to go visit a credit union and explore the benefits of a longer-term signature loan, that they offer, which probably will offer lower rates and fees.

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Here From Borrowers In California Who Have Recently Used Our Loan Platform

Whether you need to borrow money for an unexpected auto repair, medical expense, family emergency or traveling, our lenders work with millions of customers like you every day who are in need of additional cash and finances, and are trying to get a quick loan.

  • Find Personal Loan Lenders and Learn how Peer to Peer loans work
  • Installment loans from nationwide lenders for borrowers with average credit
  • Unsecured and Non Collateral Loans For Borrowers
  • Unsecured or Signature Based Loans From Lenders In California

  • For consumers and borrowers who have less than ideal credit, then going to a traditional lender may not help them get the cash they need for their finance emergencies. When an unexpected medical emergency arises, your car breaks down, or your furnace stops working, you may need an online short-term loan to get the quick cash to cover these expenses. If you are unable to use a credit card or borrow money from another source, then sometimes an online short-term loan is the only option. Whether the loan you need is a quick installment loan or personal loan, including peer to peer lending offers then we have the right options for your finance needs. Our nationwide network of top lenders helps consumers who need to borrow between $500 and $35,000 online.

    California Personal Loans for customers with Excellent, Good, Poor and Bad Credit Histories

    Credit Unions and Banks In California To Consider For Debt Consolidation and Personal Loans

    Redwood Credit Union
    3033 Cleveland Ave
    Santa Rosa, CA 95403
    (707) 780-2635

    Tucoemas Federal Credit Union
    2300 W Whitendale Ave
    isalia, CA 93277
    (559) 732-8892

    Mission Federal Credit Union
    5785 Oberlin Dr
    San Diego, CA 92121
    (800) 500-6328

    Coast Central Credit Union
    2650 Harrison Ave
    Eureka, CA 95501
    (707) 296-1468

    Bay Federal Credit Union
    3333 Clares St, Capitola
    CA 95010
    (831) 479-6000

    U.S. Credit Union
    1410 N Main St
    Salinas, CA 93906
    (831) 256-7343

    Antioch Community Federal Credit Union
    301 G St, Antioch
    CA 94509
    (925) 350-8177

    Fink Mark
    825 Gravenstein Hwy N
    Sebastopol, CA 95472
    (707) 823-6400

    Mokelumne Federal Credit Union
    531 N Mills Ave
    Lodi, CA 95242
    (209) 333-5424

    California State & Federal Employees Credit Union
    321 Wabash Ave
    Eureka, CA 95501
    (707) 443-8662

    Star One Credit Union
    3136 Stevens Creek Blvd
    San Jose, CA 95117
    (408) 543-5202

    Siskiyou Central Credit Union
    845 4th St, Yreka
    CA 96097
    (530) 842-1694

    PremierOne Credit Union
    6640 Via Del Oro
    San Jose, CA 95119
    (408) 524-4500

    Lenders in these California cities for more unsecured finance offers

    Alhambra, Anaheim, Antioch, Arden-Arcade, Bakersfield, Berkeley, Buena Park, Burbank, Carlsbad, Carson, Chico, Chino, Chula Vista, Citrus Heights, Clovis, Compton, Concord, Corona, Costa Mesa, Daly City, Downey, East Los Angeles, El Cajon, El Monte, Elk Grove, Escondido, Fairfield, Fontana, Fremont, Fresno, Fullerton, Garden Grove, Glendale, Hawthorne, Hayward, Hemet, Hesperia, Huntington Beach, Inglewood, Irvine, Lake Forest, Lakewood, Lancaster, Livermore, Long Beach, Los Angeles, Menifee, Merced, Mission Viejo, Modesto, Moreno Valley, Murrieta, Newport Beach, Norwalk, Oakland, Oceanside, Ontario, Orange, Oxnard, Palmdale, Pasadena, Pomona, Rancho Cucamonga, Redding, Rialto, Richmond, Riverside, Roseville, Sacramento, Salinas, San Bernardino, San Buenaventura, San Diego, San Francisco, San Jose, San Leandro, San Marcos, San Mateo, Santa Ana, Santa Barbara, Santa Clara, Santa Clarita, Santa Maria, Santa Monica, Santa Rosa, Simi Valley, South Gate, Stockton, Sunnyvale, Temecula, Thousand Oaks, Torrance, Tracy, Vacaville, Vallejo, Victorville, Visalia, Vista, West Covina, Westminster, Whittier

    Online Signature Loans California

    Finances remain in the spotlight, especially with many people receiving smaller tax refunds or limited tax refunds this year. A personal loan might be used to helpĀ  bridge the gap between their financial hardship or cash emergencies. These consumers are often facing bills they can not afford or high-interest debts that they are not able to pay back quickly. The good thing is more online lenders in 2018 can help borrowers with fair to poor credit profiles. If you have been struggling to get approved for a new loan, follow these 5 ,tips to get your credit scores from the poor range (below 620) to the good to excellent range (680 to 740) and you will find that many more loan options at better terms are likely to become available.

    1. Avoid applying for unnecessary credit cards or additional credit items, new inquiries can bring down your credit scores.

    2. Pay down the balance of any revolving credit lines you may have, getting below 50% of your available credit limit is ideal.

    3. Review a free copy of your credit report to dispute any inaccurate collection, late notices or charge-offs.

    4. Continue to make all of your payments on time.

    5. Consider a request to your credit card company to increase your existing credit limit, this may help bring up your credit score if they can do this without first pulling your credit report.


    Our editorial team will continue working hard to find good news stories, articles and tips for consumer loans, debt reduction and savings tips for 2018. This year we are working to improve our content and set the standard for the short-term lending discussion.

    Whatever your needs for finance are, count on the team of editors from the California signature loan network are committed to helping to bring you the latest offers and options, from Tribal loan lenders, installment loans and social lending, we will be covering a variety of short term lending topics and sometimes will even try to discover credit card and other relevant finance topics of interest for your benefit. Finding the right loan can mean the difference in making your life less stress free. Borrowers who have time and great credit are encouraged to work with banks or credit unions when possible, for the lowest rates and fees. Borrowers with average and below credit, who have limited options should take advantage of credit counseling, financial advisors and other resources to help make sure they are making the best finance decisions for their personal situation and getting the right loan for their specific borrowing needs.

    Read Reviews From Borrowers Who Used Our Website To Connect With A Lender

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    Thank you so much for helping us find a lender for our home remodeling project. The process was stressful, but you guys made it easy to compare a few lenders online to get matched for the right loan for our goals.

    Deandre Johnson September 27, 2018

    If you are searching for a loan over $1000, then you may consider visiting Prosper or Lending Club, two of the more recognized peer to peer social lending platforms that help customers with good credit get loans, sometimes up to $25,000 or more. Peer to peer loans are difficult to get sometimes, and you can run into some high-interest rates, so if you are about to get a loan, you should get a credit check so you can be sure that there are no surprises that are going to be unearthed in the process. Remember that you have a right to dispute anything that is on your credit report, so if you disagree with something you are fully within your rights to get your own side of the story in there. This may help you a great deal when your credit report is pulled when applying for the peer to peer loan, especially if it is for a larger amount and has a long repayment process.

    California Banking and Finance Regulation Resources

    Department of Finance
    915 L St, Sacramento
    California 95814
    (916) 322-2985

    Learn more about consumer finances and personal loan regulations and disclosures.

    Innovative Finance of California is committed to being a local resource for helping borrowers who need to borrow money online. Our platform is the perfect spot to compare signature based personal loans and borrow as little as $500 and up to $40,000 or more from the convenience of your home or office. We value your feedback and opinions, feel free to contact our editorial team anytime. The loans.innnovativefinance.org portal is free to use and a great resource for all borrowers in California searching for unsecured loans online.