Originally posted on November 11, 2013 and updated in 2019 by Don

Personal Loans in Texas – Quick Approval Online – Good or Bad Credit Histories Are OK!

We help borrowers throughout Texas find personal loan to consolidate debt, finance home improvement projects or plan their dream vacations. Our lenders can help borrowers with excellent, average or poor credit histories. We can often match you with multiple loan options and our platform helps you find short term loans up to $40,000 ore more. Searching for a no collateral signature loan in Texas just got easier. From Dallas to Corpus Christi, Houston to Garland and everywhere in between in the lone star state, their is only one lending platform to use for a new loan, Innovative Finance.com.

Texas Loans Online

Unsecured and Short Term Loans For Medical Bills, Debt Consolidation, Credit Cards or Home Improvement

Finding the right loans in Texas involves researching options from web-based lenders as well as banks and credit unions. Review short-term loan options that range from $500 to $40,000 or more with a variety of repayment terms. Our Texas lenders help borrowers in Austin, Dallas-Fort Worth, Houston, San Antonio and throughout the entire loan star state. With the boom in the FinTech industry, there are now a ton of national lenders offering personal loans including Sofi, Marcus, Rocket Loans, Wells Fargo and more. Start today and get cash delivered quickly.

texas online personal loans

Read Reviews and Testimonials From Borrowers Who Have Used Our Loan Platform

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Thank you so much for helping us find a lender for our home remodeling project. The process was stressful, but you guys made it easy to compare a few lenders online to get matched for the right loan for our goals.

Deandre Johnson

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Just wanted to say thanks for making our lives so much easier. Getting out from under our credit card debts is a huge relief. We found a few great options and got a loan approved quickly, the whole process was much easier than we ever thought it could be.

Bill Hensley

Use A personal loan to plan your dream vacation to Texas

Texas has great destinations to visit for people who live in the state and those who are planning to visit the area. If you’re visiting Grapevine, Guadalupe Mountains National Park or the Lubbock as a part of your vacation, we can help connect you with a lender to obtain a quick loan in a matter of minutes.

Innovative Finance is a great platform for students who need money for school expenses

Our loan platform is easy to use for students to research and compare personal loans online. Whether your a student at University of North Texas at Dallas, University of Texas at El Paso or University of Texas at San Antonio you can research and compare loan options for free using our loan platform. We strongly encourage students to establish a budget and take caution as to not borrow more money than you can afford to pay back.

Whether you need to borrow money for an unexpected auto repair, medical expense, family emergency or traveling, our lenders work with millions of customers like you every day who are in need of additional cash and finances, and are trying to get a quick loan.

  • Compare Options On Personal Loans and Learn how Peer to Peer loans work
  • Installment Loans From Lenders in Texas up to $40,000
  • Unsecured and Non Collateral Loans For Borrowers
  • Unsecured or Signature Based Loans From Lenders In Texas

 

Consider Loan Options From Local Banks and Credit Unions in Texas

Navy Federal Credit Union
1765 Military Pkwy
Fort Worth TX 76127
(888) 842-6328

Corner Stone Credit Union
7929 Brookriver Dr
Dallas TX 75247
(214) 630-9166

Corner Stone Credit Union
130 Historic Town
Lancaster TX 75146
(972) 218-9266

Corner Stone Credit Union
2424 Gus Thomasson Rd
Mesquite TX 75150
(214) 887-8000

UFCU Brodie Financial Center
9925 Brodie Ln
Austin TX 78748
(512) 467-8080

TDECU
10952 Westheimer Rd
Houston TX 77042
(800) 839-1154

Shell Federal Credit Union Deer Park
301 E 13th St
Deer Park TX 77536
(713) 844-1100

Navy Federal Credit Union
1432 Austin Hwy, Ste 112
San Antonio TX 78209
(888) 842-6328

Bad Credit is Ok – Our Lenders Have Multiple Options For All Type Of Borrowers

For consumers and borrowers who have less than ideal credit, then going to a traditional lender may not help them get the cash they need for their finance emergencies. When an unexpected medical emergency arises, your car breaks down, or your furnace stops working, you may need an online short-term loan to get the quick cash to cover these expenses. If you are unable to use a credit card or borrow money from another source, then sometimes an online short-term loan is the only option. Whether the loan you need is a quick cash advance, payday loan, installment loan or personal loan, including peer to peer offers then we have the right options for your finance needs. Our nationwide network of top lenders helps consumers who need to borrow between $500, $5000 or $30,000 and larger loans online.

Online Signature Loans From Direct Lenders – Get Cash Quickly Anywhere in Texas

Finances remain in the spotlight, especially with many people receiving smaller tax refunds or limited tax refunds this year. A personal loan might be used to helpĀ  bridge the gap between their financial hardship or cash emergencies. These consumers are often facing bills they can not afford or high-interest debts that they are not able to pay back quickly. The good thing is more online lenders in 2018 can help borrowers with fair to poor credit profiles. If you have been struggling to get approved for a new loan, follow these 5 ,tips to get your credit scores from the poor range (below 620) to the good to excellent range (680 to 740) and you will find that many more loan options at better terms are likely to become available.

1. Avoid applying for unnecessary credit cards or additional credit items, new inquiries can bring down your credit scores.

2. Pay down the balance of any revolving credit lines you may have, getting below 50% of your available credit limit is ideal.

3. Review a free copy of your credit report to dispute any inaccurate collection, late notices or charge-offs.

4. Continue to make all of your payments on time.

5. Consider a request to your credit card company to increase your existing credit limit, this may help bring up your credit score if they can do this without first pulling your credit report.

 

Our editorial team will continue working hard to find good news stories, articles and tips for consumer loans, debt reduction and savings tips for 2018. This year we are working to improve our content and set the standard for the short-term lending discussion.

Whatever your needs for finance are, count on the team of editors from the Texas Signature Loan Network are committed to helping to bring you the latest offers and options, from personal loan lenders, p2p platforms, installment loans and social lending sites, we will be covering a variety of short term lending topics and sometimes will even try to discover credit card and other relevant financial topics of interest for your benefit. Finding the right loan can mean the difference in making your life less stress-free. Borrowers who have time and great credit are encouraged to work with banks or credit unions when possible, for the lowest rates and fees. Borrowers with average and below credit, who have limited options should take advantage of credit counseling, financial advisors and other resources to help make sure they are making the best finance decisions for their personal situation and getting the right loan for their specific borrowing needs.


Popular personal loan lenders to consider: Marcus, Lending Club, Prosper and Wells Fargo

Local lending options for borrowers in these cities in Texas

Abilene, Alamo, Alice, Allen, Alvin, Amarillo , Angleton, Arlington, Atascocita, Austin, Balch Springs, Bay City, Baytown, Beaumont, Bedford, Bellaire, Belton, Benbrook, Big Spring, Brownsville, Brownwood, Brushy Creek, Bryan, Burleson, Canyon Lake, Carrollton, Cedar Hill, Cedar Park, Channelview, Cinco Ranch, Cleburne, Cloverleaf, College Station, Colleyville, Conroe, Converse, Coppell, Copperas Cove, Corinth, Corpus Christi, Corsicana, Dallas, Deer Park, Del Rio, Denison, Denton, DeSoto, Dickinson, Duncanville, Eagle Pass, Edinburg, El Paso, Ennis, Euless, Farmers Branch, Flower Mound, Fort Hood, Fort Worth, Fresno, Friendswood, Frisco, Galveston, Garland, Georgetown, Grand Prairie, Grapevine, Greenville, Groves, Haltom City, Harker Heights, Harlington, Horizon City, Houston, Huntsville, Hurst, Irving, Jollyville, Kerrville, Killeen, Kingsville, Kyle, La Porte, Lake Jackson, Lancaster, Laredo, League City, Leander, Lewisville, Little Elm, Longview, Lubbock, Lufkin, Mansfield, Marshall, McAllen, McKinney, Mesquite, Midland, Midlothian, Mineral Wells, Mission, Mission Bend, Missouri City, Murphy, Nacogdoches, Nederland, New Braunfels, North Richland Hills, Odessa, Orange, Palestine, Pampa, Paris, Pasadena, Pearland, Pflugerville, Pharr, Plainview, Plano, Port Arthur, Richardson, Rockwall, Rosenberg, Round Rock, Rowlett, Sachse, Saginaw, San Angelo, San Antonio, San Benito, San Juan, San Marcos, Schertz, Seguin, Sherman, Socorro, South Houston, Southlake, Spring, Stafford, Stephenville, Sugar Land, Temple, Texarkana, Texas City, The Colony, The Woodlands, Tyler, Universal City, University Park, Victoria, Waco, Watauga, Waxahachie, Weatherford, Weslaco, West Odessa, Wichita Falls, Wylie

If you are searching for a loan for more than $1000 in Texas, then you may consider visiting Prosper or Lending Club, two of the more recognized peer to peer social lending platforms that help customers with good credit get loans, sometimes up to $25,000 or more. Peer to peer loans are sometimes a bit more difficult to obtain, and probably will take a bit longer to get your cash into your account. Other options that make sense to explore for Texas borrowers is connecting with a local bank or credit union, as well as contacting some of the new lending platforms such as Marcus, Sofi or Avant that are all offering personal loans. If you are just starting out, one additional thing to consider is it would be worthwhile for to do a personal credit check/credit audit so you can be sure that there are no surprises on your credit report. Remember that you have a right to dispute anything that is on your credit report, so if you disagree with something you are fully within your rights to get your own side of the story in there. This may help you a great deal when your credit report is pulled when applying for the peer to peer loan, especially if it is for a larger amount and has a long repayment process.

Innovative Finance of Texas is committed to being a local resource for helping borrowers who need to borrow money online anywhere in the Lonestar state. Our platform is the perfect spot to compare signature based personal loans and borrow as little as $500 and up to $40,000 or more from the convenience of your home or office. We value your feedback and opinions, feel free to contact our editorial team anytime. The loans.innnovativefinance.org portal is managed by a group of passionate writers who love personal finances, saving money and helping others. Don is the author of this page, he enjoys helping borrowers navigate the nuances of achieving their personal goals and saving money. Learn more about banking and finance regulations. from online lenders.